Is Solar Worth It in New York City, NY? (2026 Analysis)
Detailed solar ROI analysis for New York City, New York. With 3.9 peak sun hours and electricity at $0.22/kWh, here is what you can expect from going solar.
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20-Year Solar Savings Projection for New York City
This projection is based on a 7 kW system with 3.9 peak sun hours and $0.22/kWh electricity rate.
| Period | Cumulative Savings | Net Position | Status |
|---|---|---|---|
| Year 1 | $2,192 | $-5,008 | Paying off |
| Year 2 | $4,384 | $-2,816 | Paying off |
| Year 3 | $6,576 | $-624 | Paying off |
| Year 4 | $8,768 | $1,568 | Profitable |
| Year 5 | $10,960 | $3,760 | Profitable |
| Year 7 | $15,344 | $8,144 | Profitable |
| Year 9 | $19,728 | $12,528 | Profitable |
| Year 11 | $24,112 | $16,912 | Profitable |
| Year 16 | $35,072 | $27,872 | Profitable |
| Year 20 | $43,840 | $36,640 | Profitable |
Estimates assume stable electricity rates. Actual savings may increase as rates rise.
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$0 down options available. Own your system and claim the 30% federal tax credit. Save up to $2,192/year.
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Solar Investment Breakdown for New York City
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Local Solar Incentives in New York City
Local Programs: Federal ITC plus applicable state and local incentives
Electricity Trend: Rates in New York City are currently increasing. Solar locks in your energy costs and provides a hedge against future rate increases.
State Incentives: New York offers a 25% state tax credit, net metering (transitioning). See all New York incentives.
Financing Options for New York City Homeowners
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Best Solar Providers in New York City
| Provider | Type | Highlight | Rating | Action |
|---|---|---|---|---|
| EnergySage | Marketplace | Compare New York City installers | 4.8/5 | Get Quotes |
| Sunrun | Installer | $0 down solar in NY | 4.5/5 | View Plans |
| SunPower | Premium | Highest efficiency panels | 4.6/5 | Get Quote |
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Frequently Asked Questions
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