Is Solar Worth It in Billings, MT? (2026 Analysis)

Detailed solar ROI analysis for Billings, Montana. With 4.7 peak sun hours and electricity at $0.11/kWh, here is what you can expect from going solar.

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$17,619 20-Year Savings
7 yrs Break-Even Timeline
$8,800 Net Cost After Incentives
4.7 hrs Peak Sun Hours/Day
$0.11/kWh Electricity Rate (increasing)
119,116 Population

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20-Year Solar Savings Projection for Billings

This projection is based on a 7 kW system with 4.7 peak sun hours and $0.11/kWh electricity rate.

PeriodCumulative SavingsNet PositionStatus
Year 1$1,321$-7,479Paying off
Year 2$2,642$-6,158Paying off
Year 3$3,963$-4,837Paying off
Year 4$5,284$-3,516Paying off
Year 5$6,605$-2,195Paying off
Year 7$9,247$447Profitable
Year 9$11,889$3,089Profitable
Year 11$14,531$5,731Profitable
Year 16$21,136$12,336Profitable
Year 20$26,420$17,620Profitable

Estimates assume stable electricity rates. Actual savings may increase as rates rise.

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Solar Investment Breakdown for Billings

Gross System Cost 14000
Federal Tax Credit (30%) 4200
State Incentives 1000
Net Cost 8800
Annual Savings 1321

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Local Solar Incentives in Billings

Local Programs: Federal ITC plus applicable state and local incentives

Electricity Trend: Rates in Billings are currently increasing. Solar locks in your energy costs and provides a hedge against future rate increases.

State Incentives: Montana offers a $1,000 rebate, net metering (full). See all Montana incentives.

Financing Options for Billings Homeowners

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CashBest ROI. Own immediately.
LoanOwn system + tax credits.
Lease/PPA$0 down. Lower savings.

Best Solar Providers in Billings

ProviderTypeHighlightRatingAction
EnergySageMarketplaceCompare Billings installers4.8/5Get Quotes
SunrunInstaller$0 down solar in MT4.5/5View Plans
SunPowerPremiumHighest efficiency panels4.6/5Get Quote

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Frequently Asked Questions

Yes. With 4.7 average peak sun hours per day and electricity rates at $0.11/kWh (increasing trend), solar is a strong investment in Billings. The estimated 20-year savings is $17,619 with a break-even period of approximately 7 years.
The average solar installation in the Billings area costs approximately $14,000 for a 7 kW system before incentives. After the 30% federal tax credit and state incentives, the net cost drops to approximately $8,800.
Federal ITC plus applicable state and local incentives The 30% federal Investment Tax Credit (ITC) is available to all Billings homeowners. Check your specific state and utility for additional programs.
A typical home in Billings uses a 7 kW system (approximately 18 panels). This produces roughly 12,009 kWh per year based on 4.7 peak sun hours per day.
Electricity rates in Billings are currently increasing. The current average rate is $0.11/kWh. Solar locks in your energy costs and protects against future rate increases.

SolarSavingsAI Research Team

Solar Energy Analysts

Our team analyzes solar incentive data from federal (DOE, IRS), state (DSIRE), and utility sources to provide accurate savings estimates. Data is reviewed quarterly and cross-referenced with NREL benchmarks.

Sources: DOE, IRS, DSIRE, NREL, EIA Updated: 2026 Full Methodology Editorial Standards

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