/* ==========================================================================
   Solar Energy Rebate Finder - Main Stylesheet
   Production Build | Mobile-First | CWV Optimized
   ========================================================================== */

/* --------------------------------------------------------------------------
   CSS Custom Properties
   -------------------------------------------------------------------------- */
:root {
  /* Brand Colors */
  --color-primary: #0052CC;
  --color-primary-light: #4C9AFF;
  --color-primary-dark: #003D99;
  --color-secondary: #FF6B00;
  --color-secondary-light: #FF8533;
  --color-accent-green: #00875A;
  --color-accent-red: #DE350B;

  /* Neutral Palette */
  --color-dark: #172B4D;
  --color-text: #333333;
  --color-text-light: #6B778C;
  --color-bg: #FFFFFF;
  --color-bg-alt: #F4F5F7;
  --color-bg-dark: #172B4D;
  --color-border: #DFE1E6;
  --color-shadow: rgba(9, 30, 66, 0.08);

  /* Typography */
  --font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, sans-serif;
  --font-size-base: 1rem;
  --font-size-sm: 0.875rem;
  --font-size-lg: 1.125rem;
  --font-size-h1: 1.75rem;
  --font-size-h2: 1.5rem;
  --font-size-h3: 1.25rem;
  --line-height-base: 1.6;
  --line-height-heading: 1.2;

  /* Spacing */
  --space-1: 0.5rem;
  --space-2: 1rem;
  --space-3: 1.5rem;
  --space-4: 2rem;
  --space-5: 3rem;
  --space-6: 4rem;

  /* Layout */
  --container-max: 1200px;
  --header-height: 64px;
  --border-radius: 8px;
  --border-radius-sm: 4px;
  --border-radius-lg: 12px;
  --border-radius-pill: 100px;

  /* Transitions */
  --transition-fast: 0.2s ease;
}

@media (min-width: 768px) {
  :root {
    --font-size-h1: 2rem;
    --font-size-h2: 1.75rem;
    --font-size-h3: 1.5rem;
  }
}

@media (min-width: 1024px) {
  :root {
    --font-size-h1: 2.5rem;
    --font-size-h2: 2rem;
    --font-size-h3: 1.5rem;
  }
}

/* --------------------------------------------------------------------------
   Reset & Base
   -------------------------------------------------------------------------- */
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  -webkit-text-size-adjust: 100%;
  -moz-text-size-adjust: 100%;
  text-size-adjust: 100%;
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-family);
  font-size: var(--font-size-base);
  line-height: var(--line-height-base);
  color: var(--color-text);
  background-color: var(--color-bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--color-primary);
  text-decoration: none;
}

a:hover {
  color: var(--color-primary-dark);
  text-decoration: underline;
}

h1, h2, h3, h4, h5, h6 {
  line-height: var(--line-height-heading);
  color: var(--color-dark);
  font-weight: 700;
}

h1 { font-size: var(--font-size-h1); }
h2 { font-size: var(--font-size-h2); }
h3 { font-size: var(--font-size-h3); font-weight: 600; }

p {
  margin-bottom: var(--space-2);
}

ul, ol {
  padding-left: 1.25em;
  margin-bottom: var(--space-2);
}

table {
  border-collapse: collapse;
  width: 100%;
}

input, select, textarea, button {
  font-family: inherit;
  font-size: inherit;
}

/* --------------------------------------------------------------------------
   Layout
   -------------------------------------------------------------------------- */
.site-wrapper {
  display: flex;
  flex-direction: column;
  min-height: 100vh;
  overflow-x: hidden;
}

.container {
  width: 100%;
  max-width: var(--container-max);
  margin-left: auto;
  margin-right: auto;
  padding-left: var(--space-2);
  padding-right: var(--space-2);
}

@media (min-width: 768px) {
  .container {
    padding-left: var(--space-3);
    padding-right: var(--space-3);
  }
}

@media (min-width: 1200px) {
  .container {
    padding-left: var(--space-4);
    padding-right: var(--space-4);
  }
}

.main-content {
  flex: 1;
  padding-top: var(--header-height);
}

/* --------------------------------------------------------------------------
   Header & Navigation
   -------------------------------------------------------------------------- */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  height: var(--header-height);
  background-color: rgba(255, 255, 255, 0.97);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--color-border);
  display: flex;
  align-items: center;
}

.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
}

.site-nav {
  display: flex;
  align-items: center;
}

.nav-links {
  display: none;
  list-style: none;
  padding: 0;
  margin: 0;
  gap: var(--space-1);
}

@media (min-width: 768px) {
  .nav-links {
    display: flex;
    align-items: center;
    gap: var(--space-3);
  }
}

.nav-link {
  display: inline-block;
  padding: 0.5rem 0.25rem;
  color: var(--color-text);
  font-size: var(--font-size-sm);
  font-weight: 500;
  text-decoration: none;
  border-bottom: 2px solid transparent;
  transition: color var(--transition-fast), border-color var(--transition-fast);
}

.nav-link:hover,
.nav-link:focus {
  color: var(--color-primary);
  text-decoration: none;
  border-bottom-color: var(--color-primary);
}

.nav-link.active {
  color: var(--color-primary);
  border-bottom-color: var(--color-primary);
}

.mobile-menu-toggle {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  padding: 0;
  border: none;
  background: none;
  cursor: pointer;
  color: var(--color-dark);
}

@media (min-width: 768px) {
  .mobile-menu-toggle {
    display: none;
  }
}

/* Mobile nav expanded state */
.nav-links.active {
  display: flex;
  flex-direction: column;
  position: absolute;
  top: var(--header-height);
  left: 0;
  right: 0;
  background: var(--color-bg);
  border-bottom: 1px solid var(--color-border);
  padding: var(--space-2);
  box-shadow: 0 4px 12px var(--color-shadow);
}

.nav-links.active .nav-link {
  padding: 0.75rem var(--space-2);
  border-bottom: none;
  width: 100%;
}

/* --------------------------------------------------------------------------
   Hero Section
   -------------------------------------------------------------------------- */
.hero {
  background: linear-gradient(135deg, var(--color-primary-dark) 0%, var(--color-primary) 100%);
  color: #FFFFFF;
  padding: var(--space-5) 0;
  position: relative;
}

@media (min-width: 768px) {
  .hero {
    padding: var(--space-6) 0;
  }
}

.hero-content {
  max-width: 720px;
}

.hero-title {
  color: #FFFFFF;
  margin-bottom: var(--space-2);
  letter-spacing: -0.02em;
}

.hero-subtitle {
  font-size: var(--font-size-lg);
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: var(--space-4);
  max-width: 560px;
  line-height: 1.5;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
  margin-bottom: var(--space-4);
}

.hero-stats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-2);
  padding-top: var(--space-4);
  border-top: 1px solid rgba(255, 255, 255, 0.2);
}

@media (min-width: 768px) {
  .hero-stats {
    grid-template-columns: repeat(4, 1fr);
  }
}

.hero-stats .stat-value {
  color: #FFFFFF;
  font-size: 1.5rem;
}

.hero-stats .stat-label {
  color: rgba(255, 255, 255, 0.7);
}

/* --------------------------------------------------------------------------
   Buttons
   -------------------------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5em;
  padding: 0.625rem 1.25rem;
  min-height: 44px;
  font-size: var(--font-size-base);
  font-weight: 600;
  line-height: 1.4;
  text-align: center;
  text-decoration: none;
  border: 2px solid transparent;
  border-radius: var(--border-radius);
  cursor: pointer;
  transition: background-color var(--transition-fast), box-shadow var(--transition-fast), border-color var(--transition-fast), transform var(--transition-fast);
  white-space: nowrap;
}

.btn:hover {
  text-decoration: none;
}

.btn:focus-visible {
  outline: 2px solid var(--color-primary-light);
  outline-offset: 2px;
}

.btn-primary {
  background-color: var(--color-secondary);
  color: #FFFFFF;
  border-color: var(--color-secondary);
}

.btn-primary:hover {
  background-color: var(--color-secondary-light);
  border-color: var(--color-secondary-light);
  color: #FFFFFF;
  box-shadow: 0 4px 12px rgba(255, 107, 0, 0.3);
}

.btn-primary:active {
  background-color: #E55F00;
  border-color: #E55F00;
}

.btn-secondary {
  background-color: transparent;
  color: var(--color-primary);
  border-color: var(--color-primary);
}

.btn-secondary:hover {
  background-color: var(--color-primary);
  color: #FFFFFF;
}

.btn-secondary:active {
  background-color: var(--color-primary-dark);
  border-color: var(--color-primary-dark);
}

/* Hero variant: secondary on dark bg */
.hero .btn-secondary {
  color: #FFFFFF;
  border-color: #FFFFFF;
}

.hero .btn-secondary:hover {
  background-color: #FFFFFF;
  color: var(--color-primary-dark);
}

.btn-lg {
  padding: 0.875rem 1.75rem;
  font-size: var(--font-size-lg);
  min-height: 52px;
  border-radius: var(--border-radius);
}

.btn-sm {
  padding: 0.375rem 0.875rem;
  font-size: var(--font-size-sm);
  min-height: 36px;
}

.btn-block {
  display: flex;
  width: 100%;
}

/* --------------------------------------------------------------------------
   Cards & Grid
   -------------------------------------------------------------------------- */
.card {
  background-color: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--border-radius);
  box-shadow: 0 1px 4px var(--color-shadow);
  transition: box-shadow var(--transition-fast);
  overflow: hidden;
}

.card:hover {
  box-shadow: 0 4px 16px rgba(9, 30, 66, 0.12);
}

.card-header {
  padding: var(--space-3);
  border-bottom: 1px solid var(--color-border);
  font-weight: 600;
}

.card-body {
  padding: var(--space-3);
}

.card-footer {
  padding: var(--space-3);
  border-top: 1px solid var(--color-border);
  background-color: var(--color-bg-alt);
}

.stats-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-2);
}

@media (min-width: 768px) {
  .stats-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.stat-card {
  background-color: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--border-radius);
  padding: var(--space-3);
  text-align: center;
}

.stat-value {
  display: block;
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1.2;
  margin-bottom: 0.25rem;
}

.stat-label {
  display: block;
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
}

.content-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-3);
}

@media (min-width: 768px) {
  .content-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .content-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

/* --------------------------------------------------------------------------
   Eligibility Widget
   -------------------------------------------------------------------------- */
.eligibility-widget {
  background-color: var(--color-bg);
  border: 2px solid var(--color-primary);
  border-radius: var(--border-radius-lg);
  padding: var(--space-4);
  box-shadow: 0 8px 24px rgba(9, 30, 66, 0.12);
  position: relative;
}

.widget-title {
  font-size: var(--font-size-h3);
  font-weight: 700;
  color: var(--color-dark);
  margin-bottom: var(--space-3);
  text-align: center;
}

.widget-form {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.widget-field {
  display: flex;
  flex-direction: column;
  gap: 0.375rem;
}

.widget-label {
  font-size: var(--font-size-sm);
  font-weight: 600;
  color: var(--color-dark);
}

.widget-input,
.widget-select {
  width: 100%;
  min-height: 48px;
  padding: 0.625rem 0.875rem;
  font-size: var(--font-size-base);
  color: var(--color-text);
  background-color: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--border-radius-sm);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
  appearance: none;
  -webkit-appearance: none;
}

.widget-input:focus,
.widget-select:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(0, 82, 204, 0.15);
}

.widget-input::placeholder {
  color: var(--color-text-light);
}

.widget-select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%236B778C' fill='none' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 0.875rem center;
  padding-right: 2.5rem;
}

.widget-submit {
  width: 100%;
  min-height: 52px;
  padding: 0.875rem 1.75rem;
  font-size: var(--font-size-lg);
  font-weight: 700;
  color: #FFFFFF;
  background-color: var(--color-secondary);
  border: none;
  border-radius: var(--border-radius);
  cursor: pointer;
  transition: background-color var(--transition-fast), box-shadow var(--transition-fast);
  margin-top: var(--space-1);
}

.widget-submit:hover {
  background-color: var(--color-secondary-light);
  box-shadow: 0 4px 12px rgba(255, 107, 0, 0.3);
}

.widget-submit:active {
  background-color: #E55F00;
}

.widget-submit:focus-visible {
  outline: 2px solid var(--color-secondary-light);
  outline-offset: 2px;
}

.widget-trust {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: var(--space-2);
  margin-top: var(--space-3);
  padding-top: var(--space-3);
  border-top: 1px solid var(--color-border);
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
}

/* --------------------------------------------------------------------------
   Content Sections
   -------------------------------------------------------------------------- */
.content-section {
  padding: var(--space-5) 0;
}

@media (min-width: 768px) {
  .content-section {
    padding: var(--space-6) 0;
  }
}

.content-section:nth-child(even) {
  background-color: var(--color-bg-alt);
}

.section-header {
  text-align: center;
  margin-bottom: var(--space-4);
  max-width: 720px;
  margin-left: auto;
  margin-right: auto;
}

.section-title {
  margin-bottom: var(--space-1);
}

.section-subtitle {
  font-size: var(--font-size-lg);
  color: var(--color-text-light);
  line-height: 1.5;
}

/* --------------------------------------------------------------------------
   Tables
   -------------------------------------------------------------------------- */
.comparison-table {
  width: 100%;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  border: 1px solid var(--color-border);
  border-radius: var(--border-radius);
}

.data-table {
  width: 100%;
  min-width: 600px;
  border-collapse: collapse;
  font-size: var(--font-size-sm);
}

.data-table th {
  padding: 0.875rem 1rem;
  text-align: left;
  font-weight: 600;
  color: var(--color-dark);
  background-color: var(--color-bg-alt);
  border-bottom: 2px solid var(--color-border);
  white-space: nowrap;
}

.data-table td {
  padding: 0.75rem 1rem;
  border-bottom: 1px solid var(--color-border);
  color: var(--color-text);
  vertical-align: top;
}

.data-table tr:nth-child(even) {
  background-color: var(--color-bg-alt);
}

.data-table tr:last-child td {
  border-bottom: none;
}

.table-highlight {
  background-color: rgba(0, 82, 204, 0.05) !important;
  border-left: 3px solid var(--color-primary);
}

/* --------------------------------------------------------------------------
   ROI Calculator
   -------------------------------------------------------------------------- */
.calculator-section {
  background-color: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--border-radius-lg);
  padding: var(--space-4);
  box-shadow: 0 2px 8px var(--color-shadow);
}

.calculator-output {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-2);
  padding: var(--space-3);
  background-color: var(--color-bg-alt);
  border-radius: var(--border-radius);
  margin-top: var(--space-3);
}

@media (min-width: 768px) {
  .calculator-output {
    grid-template-columns: repeat(3, 1fr);
  }
}

.calculator-result {
  text-align: center;
  padding: var(--space-2);
}

.result-label {
  display: block;
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
  margin-bottom: 0.25rem;
}

.result-value {
  display: block;
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1.2;
}

.roi-table {
  width: 100%;
  overflow-x: auto;
  margin-top: var(--space-3);
}

.roi-positive {
  color: var(--color-accent-green);
  font-weight: 600;
}

.roi-negative {
  color: var(--color-accent-red);
  font-weight: 600;
}

/* --------------------------------------------------------------------------
   Alerts & Banners
   -------------------------------------------------------------------------- */
.alert-banner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  padding: 0.625rem var(--space-2);
  font-size: var(--font-size-sm);
  font-weight: 500;
  text-align: center;
  position: relative;
}

.alert-urgent {
  background-color: var(--color-accent-red);
  color: #FFFFFF;
}

.alert-info {
  background-color: var(--color-primary);
  color: #FFFFFF;
}

.alert-success {
  background-color: var(--color-accent-green);
  color: #FFFFFF;
}

.alert-warning {
  background-color: var(--color-secondary);
  color: #FFFFFF;
}

.alert-text {
  flex: 1;
}

.alert-close {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  padding: 0;
  border: none;
  background: rgba(255, 255, 255, 0.2);
  color: #FFFFFF;
  border-radius: var(--border-radius-sm);
  cursor: pointer;
  font-size: 1rem;
  line-height: 1;
  flex-shrink: 0;
  transition: background-color var(--transition-fast);
}

.alert-close:hover {
  background: rgba(255, 255, 255, 0.35);
}

.urgency-block {
  border-left: 4px solid var(--color-accent-red);
  background-color: #FFF5F3;
  padding: var(--space-3);
  border-radius: 0 var(--border-radius-sm) var(--border-radius-sm) 0;
  margin: var(--space-3) 0;
}

/* --------------------------------------------------------------------------
   Breadcrumbs
   -------------------------------------------------------------------------- */
.breadcrumbs {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.25rem;
  padding: var(--space-2) 0;
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
  list-style: none;
}

.breadcrumb-item {
  display: inline-flex;
  align-items: center;
  gap: 0.25rem;
}

.breadcrumb-item a {
  color: var(--color-text-light);
  text-decoration: none;
}

.breadcrumb-item a:hover {
  color: var(--color-primary);
  text-decoration: underline;
}

.breadcrumb-item:last-child {
  color: var(--color-text);
  font-weight: 500;
}

.breadcrumb-separator {
  color: var(--color-text-light);
  margin: 0 0.125rem;
  user-select: none;
}

/* --------------------------------------------------------------------------
   FAQ Accordion
   -------------------------------------------------------------------------- */
.faq-section {
  max-width: 800px;
  margin-left: auto;
  margin-right: auto;
}

.faq-item {
  border: 1px solid var(--color-border);
  border-radius: var(--border-radius);
  margin-bottom: var(--space-2);
  overflow: hidden;
  background-color: var(--color-bg);
}

.faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  min-height: 48px;
  padding: var(--space-2) var(--space-3);
  font-size: var(--font-size-base);
  font-weight: 600;
  color: var(--color-dark);
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  transition: background-color var(--transition-fast);
}

.faq-question:hover {
  background-color: var(--color-bg-alt);
}

.faq-question::after {
  content: '+';
  flex-shrink: 0;
  font-size: 1.25rem;
  font-weight: 400;
  color: var(--color-text-light);
  margin-left: var(--space-2);
  transition: transform var(--transition-fast);
}

.faq-item.active .faq-question::after {
  content: '\2212'; /* minus sign */
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}

.faq-item.active .faq-answer {
  max-height: 1000px;
}

.faq-answer > * {
  padding: 0 var(--space-3) var(--space-3);
}

/* --------------------------------------------------------------------------
   CTA Blocks
   -------------------------------------------------------------------------- */
.cta-block {
  padding: var(--space-4);
  border-radius: var(--border-radius-lg);
  text-align: center;
  margin: var(--space-4) 0;
}

.cta-block-primary {
  background: linear-gradient(135deg, var(--color-secondary) 0%, var(--color-secondary-light) 100%);
  color: #FFFFFF;
}

.cta-block-primary .cta-title {
  color: #FFFFFF;
}

.cta-block-primary .cta-text {
  color: rgba(255, 255, 255, 0.9);
}

.cta-block-secondary {
  background: linear-gradient(135deg, var(--color-primary-dark) 0%, var(--color-primary) 100%);
  color: #FFFFFF;
}

.cta-block-secondary .cta-title {
  color: #FFFFFF;
}

.cta-block-secondary .cta-text {
  color: rgba(255, 255, 255, 0.9);
}

.cta-title {
  font-size: var(--font-size-h2);
  margin-bottom: var(--space-2);
}

.cta-text {
  font-size: var(--font-size-lg);
  margin-bottom: var(--space-3);
  max-width: 560px;
  margin-left: auto;
  margin-right: auto;
}

.cta-actions {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: var(--space-2);
}

.cta-block-primary .btn-primary {
  background-color: #FFFFFF;
  color: var(--color-secondary);
  border-color: #FFFFFF;
}

.cta-block-primary .btn-primary:hover {
  background-color: var(--color-bg-alt);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15);
}

.cta-block-secondary .btn-primary {
  background-color: var(--color-secondary);
  border-color: var(--color-secondary);
}

/* --------------------------------------------------------------------------
   Related Pages
   -------------------------------------------------------------------------- */
.related-pages {
  padding: var(--space-4) 0;
}

.related-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-2);
}

@media (min-width: 768px) {
  .related-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .related-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.related-card {
  display: block;
  padding: var(--space-3);
  background-color: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--border-radius);
  text-decoration: none;
  transition: box-shadow var(--transition-fast), border-color var(--transition-fast);
}

.related-card:hover {
  text-decoration: none;
  box-shadow: 0 4px 12px var(--color-shadow);
  border-color: var(--color-primary-light);
}

.related-title {
  font-size: var(--font-size-base);
  font-weight: 600;
  color: var(--color-primary);
  margin-bottom: 0.25rem;
}

.related-meta {
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
}

/* --------------------------------------------------------------------------
   Sticky CTA (Mobile)
   -------------------------------------------------------------------------- */
.sticky-cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-2);
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 900;
  padding: 0.75rem var(--space-2);
  background-color: var(--color-bg);
  border-top: 1px solid var(--color-border);
  box-shadow: 0 -2px 12px rgba(9, 30, 66, 0.1);
}

@media (min-width: 768px) {
  .sticky-cta {
    display: none;
  }
}

.sticky-cta-text {
  font-size: var(--font-size-sm);
  font-weight: 600;
  color: var(--color-dark);
  flex: 1;
  min-width: 0;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.sticky-cta-btn {
  flex-shrink: 0;
  padding: 0.5rem 1.25rem;
  min-height: 44px;
  font-size: var(--font-size-sm);
  font-weight: 700;
  color: #FFFFFF;
  background-color: var(--color-secondary);
  border: none;
  border-radius: var(--border-radius);
  cursor: pointer;
  transition: background-color var(--transition-fast);
}

.sticky-cta-btn:hover {
  background-color: var(--color-secondary-light);
}

/* --------------------------------------------------------------------------
   Modal (Exit Intent)
   -------------------------------------------------------------------------- */
.modal-overlay {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 2000;
  background-color: rgba(23, 43, 77, 0.6);
  align-items: center;
  justify-content: center;
  padding: var(--space-2);
}

.modal-overlay.active {
  display: flex;
}

.modal-content {
  background-color: var(--color-bg);
  border-radius: var(--border-radius-lg);
  padding: var(--space-4);
  max-width: 520px;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  position: relative;
  box-shadow: 0 12px 40px rgba(9, 30, 66, 0.2);
}

.modal-close {
  position: absolute;
  top: var(--space-2);
  right: var(--space-2);
  display: flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  padding: 0;
  border: none;
  background: var(--color-bg-alt);
  color: var(--color-text-light);
  border-radius: 50%;
  cursor: pointer;
  font-size: 1.125rem;
  line-height: 1;
  transition: background-color var(--transition-fast), color var(--transition-fast);
}

.modal-close:hover {
  background-color: var(--color-border);
  color: var(--color-dark);
}

.modal-title {
  font-size: var(--font-size-h3);
  margin-bottom: var(--space-2);
  padding-right: var(--space-4);
}

.modal-body {
  color: var(--color-text);
  line-height: var(--line-height-base);
}

/* --------------------------------------------------------------------------
   Trust & Authority
   -------------------------------------------------------------------------- */
.trust-badges {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: var(--space-3);
  padding: var(--space-3) 0;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
  font-weight: 500;
}

.data-source {
  display: inline-block;
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
  font-style: italic;
  margin-top: var(--space-1);
}

.methodology-note {
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
  background-color: var(--color-bg-alt);
  padding: var(--space-2) var(--space-3);
  border-radius: var(--border-radius-sm);
  border-left: 3px solid var(--color-primary-light);
  margin: var(--space-2) 0;
}

/* --------------------------------------------------------------------------
   Financing & Provider Cards
   -------------------------------------------------------------------------- */
.financing-table {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-3);
}

@media (min-width: 768px) {
  .financing-table {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .financing-table {
    grid-template-columns: repeat(3, 1fr);
  }
}

.provider-card {
  background-color: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--border-radius);
  overflow: hidden;
  transition: box-shadow var(--transition-fast);
}

.provider-card:hover {
  box-shadow: 0 4px 16px rgba(9, 30, 66, 0.12);
}

.provider-header {
  padding: var(--space-3);
  border-bottom: 1px solid var(--color-border);
  font-weight: 700;
  font-size: var(--font-size-lg);
  color: var(--color-dark);
}

.provider-details {
  padding: var(--space-3);
}

.provider-details dl {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 0.5rem 1rem;
}

.provider-details dt {
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
  font-weight: 500;
}

.provider-details dd {
  font-weight: 600;
  color: var(--color-dark);
  margin: 0;
}

.provider-cta {
  padding: var(--space-3);
  border-top: 1px solid var(--color-border);
  background-color: var(--color-bg-alt);
}

/* --------------------------------------------------------------------------
   Glossary
   -------------------------------------------------------------------------- */
.glossary-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.25rem;
  padding: var(--space-2) 0;
  border-bottom: 1px solid var(--color-border);
  margin-bottom: var(--space-3);
}

.glossary-letter {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  font-size: var(--font-size-sm);
  font-weight: 600;
  color: var(--color-primary);
  text-decoration: none;
  border-radius: var(--border-radius-sm);
  transition: background-color var(--transition-fast);
}

.glossary-letter:hover {
  background-color: var(--color-bg-alt);
  text-decoration: none;
}

.glossary-letter.disabled {
  color: var(--color-border);
  pointer-events: none;
}

.glossary-section {
  margin-bottom: var(--space-4);
}

.glossary-section h2 {
  font-size: var(--font-size-h3);
  padding-bottom: var(--space-1);
  border-bottom: 2px solid var(--color-primary);
  margin-bottom: var(--space-2);
  display: inline-block;
}

.glossary-term {
  font-weight: 600;
  color: var(--color-dark);
  margin-bottom: 0.25rem;
}

.glossary-definition {
  color: var(--color-text);
  margin-bottom: var(--space-3);
  padding-left: var(--space-2);
  border-left: 2px solid var(--color-bg-alt);
}

/* --------------------------------------------------------------------------
   Charts (CSS-only bar chart)
   -------------------------------------------------------------------------- */
.chart-container {
  padding: var(--space-3) 0;
}

.bar-chart {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.bar {
  display: flex;
  align-items: center;
  gap: var(--space-2);
}

.bar-label {
  flex-shrink: 0;
  width: 100px;
  font-size: var(--font-size-sm);
  color: var(--color-text);
  text-align: right;
  font-weight: 500;
}

@media (min-width: 768px) {
  .bar-label {
    width: 140px;
  }
}

.bar-fill {
  height: 28px;
  background: linear-gradient(90deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
  border-radius: var(--border-radius-sm);
  min-width: 4px;
  transition: width var(--transition-fast);
}

.bar-value {
  flex-shrink: 0;
  font-size: var(--font-size-sm);
  font-weight: 600;
  color: var(--color-dark);
  min-width: 48px;
}

/* --------------------------------------------------------------------------
   Footer
   -------------------------------------------------------------------------- */
.site-footer {
  background-color: var(--color-bg-dark);
  color: rgba(255, 255, 255, 0.7);
  padding: var(--space-5) 0 var(--space-3);
  margin-top: auto;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-4);
  margin-bottom: var(--space-4);
}

@media (min-width: 768px) {
  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .footer-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.footer-col h4 {
  color: #FFFFFF;
  font-size: var(--font-size-sm);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: var(--space-2);
}

.footer-col ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-col li {
  margin-bottom: 0.5rem;
}

.footer-col a {
  color: rgba(255, 255, 255, 0.65);
  font-size: var(--font-size-sm);
  text-decoration: none;
  transition: color var(--transition-fast);
}

.footer-col a:hover {
  color: #FFFFFF;
  text-decoration: none;
}

.site-footer .container > p {
  font-size: var(--font-size-sm);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: var(--space-3);
  text-align: center;
  color: rgba(255, 255, 255, 0.45);
}

/* --------------------------------------------------------------------------
   Utility Classes
   -------------------------------------------------------------------------- */
.text-center { text-align: center; }
.text-green  { color: var(--color-accent-green); }
.text-red    { color: var(--color-accent-red); }
.text-orange { color: var(--color-secondary); }
.text-muted  { color: var(--color-text-light); }

.mt-1 { margin-top: var(--space-1); }
.mt-2 { margin-top: var(--space-2); }
.mt-3 { margin-top: var(--space-3); }
.mt-4 { margin-top: var(--space-4); }

.mb-1 { margin-bottom: var(--space-1); }
.mb-2 { margin-bottom: var(--space-2); }
.mb-3 { margin-bottom: var(--space-3); }
.mb-4 { margin-bottom: var(--space-4); }

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.badge {
  display: inline-flex;
  align-items: center;
  padding: 0.125rem 0.625rem;
  font-size: 0.75rem;
  font-weight: 600;
  line-height: 1.5;
  border-radius: var(--border-radius-sm);
  white-space: nowrap;
}

.badge-green {
  background-color: rgba(0, 135, 90, 0.1);
  color: var(--color-accent-green);
}

.badge-red {
  background-color: rgba(222, 53, 11, 0.1);
  color: var(--color-accent-red);
}

.badge-blue {
  background-color: rgba(0, 82, 204, 0.1);
  color: var(--color-primary);
}

.badge-orange {
  background-color: rgba(255, 107, 0, 0.1);
  color: var(--color-secondary);
}

.separator {
  border: none;
  border-top: 1px solid var(--color-border);
  margin: var(--space-4) 0;
}

.pill {
  display: inline-flex;
  align-items: center;
  padding: 0.25rem 0.875rem;
  font-size: var(--font-size-sm);
  font-weight: 500;
  border-radius: var(--border-radius-pill);
  background-color: var(--color-bg-alt);
  color: var(--color-text);
  border: 1px solid var(--color-border);
}

/* --------------------------------------------------------------------------
   Focus & Accessibility
   -------------------------------------------------------------------------- */
:focus-visible {
  outline: 2px solid var(--color-primary-light);
  outline-offset: 2px;
}

/* Reduce motion for users who prefer it */
@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

/* --------------------------------------------------------------------------
   Print Styles
   -------------------------------------------------------------------------- */
@media print {
  .site-header,
  .site-footer,
  .site-nav,
  .mobile-menu-toggle,
  .sticky-cta,
  .modal-overlay,
  .alert-banner,
  .eligibility-widget,
  .cta-block,
  .cta-actions,
  .widget-submit,
  .btn,
  .alert-close {
    display: none !important;
  }

  body {
    font-size: 12pt;
    color: #000;
    background: #FFF;
  }

  .main-content {
    padding-top: 0;
  }

  .hero {
    background: none !important;
    color: #000;
    padding: 1rem 0;
  }

  .hero-title,
  .hero-subtitle {
    color: #000;
  }

  .card {
    box-shadow: none;
    border: 1px solid #CCC;
    break-inside: avoid;
  }

  a {
    color: #000;
    text-decoration: underline;
  }

  a[href]::after {
    content: " (" attr(href) ")";
    font-size: 0.8em;
    color: #555;
  }

  .container {
    max-width: 100%;
    padding: 0;
  }
}

/* --------------------------------------------------------------------------
   Affiliate CTA Block
   -------------------------------------------------------------------------- */
.btn-outline {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.5rem 1rem;
  font-weight: 600;
  text-decoration: none;
  border: 2px solid var(--color-primary);
  border-radius: var(--border-radius);
  color: var(--color-primary);
  background: transparent;
  cursor: pointer;
  transition: background-color var(--transition-fast), color var(--transition-fast);
}

.btn-outline:hover {
  background-color: var(--color-primary);
  color: #fff;
}

.affiliate-cta-block {
  background: linear-gradient(135deg, #f0f7ff 0%, #e8f4fd 100%);
  border: 2px solid var(--color-primary-light);
  border-radius: var(--border-radius);
  padding: var(--space-4);
  margin-top: var(--space-4);
}

.affiliate-cta-header {
  text-align: center;
  margin-bottom: var(--space-3);
}

.affiliate-cta-header h3 {
  color: var(--color-primary-dark);
  margin-bottom: var(--space-1);
}

.affiliate-cta-header p {
  color: var(--color-text-light);
  margin: 0;
}

.affiliate-providers {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-2);
  margin-bottom: var(--space-2);
}

@media (min-width: 768px) {
  .affiliate-providers {
    grid-template-columns: repeat(3, 1fr);
  }
}

.affiliate-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-1);
  padding: var(--space-3);
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--border-radius);
  text-decoration: none;
  color: var(--color-text);
  text-align: center;
  transition: box-shadow var(--transition-fast), border-color var(--transition-fast);
  position: relative;
}

.affiliate-card:hover {
  box-shadow: 0 4px 16px rgba(9, 30, 66, 0.15);
  border-color: var(--color-primary-light);
}

.affiliate-card-featured {
  border-color: var(--color-primary);
  border-width: 2px;
}

.affiliate-badge {
  position: absolute;
  top: -10px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--color-secondary);
  color: #fff;
  font-size: 0.7rem;
  font-weight: 700;
  padding: 2px 10px;
  border-radius: 10px;
  white-space: nowrap;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.affiliate-name {
  font-size: var(--font-size-lg);
  color: var(--color-dark);
}

.affiliate-desc {
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
}

.affiliate-disclosure {
  font-size: 0.75rem;
  color: var(--color-text-light);
  text-align: center;
  margin: 0;
}

.affiliate-disclosure a {
  color: var(--color-primary);
}

/* --------------------------------------------------------------------------
   Email Capture Block
   -------------------------------------------------------------------------- */
.email-capture-block {
  background: linear-gradient(135deg, var(--color-primary-dark) 0%, var(--color-primary) 100%);
  color: #fff;
  border-radius: var(--border-radius);
  padding: var(--space-4) var(--space-3);
  margin: var(--space-4) auto;
  max-width: var(--container-max);
}

.email-capture-content {
  max-width: 640px;
  margin: 0 auto;
  text-align: center;
}

.email-capture-content h3 {
  color: #fff;
  margin-bottom: var(--space-1);
}

.email-capture-content p {
  color: rgba(255,255,255,0.85);
  margin-bottom: var(--space-3);
}

.email-capture-form {
  margin-bottom: var(--space-2);
}

.email-form-row {
  display: flex;
  flex-direction: column;
  gap: var(--space-1);
}

@media (min-width: 768px) {
  .email-form-row {
    flex-direction: row;
  }

  .email-form-row .widget-input {
    flex: 1;
  }

  .email-form-row .widget-input-sm {
    flex: 0 0 120px;
  }
}

.email-capture-block .widget-trust {
  justify-content: center;
}

.email-capture-block .trust-badge {
  color: rgba(255,255,255,0.8);
  border-color: rgba(255,255,255,0.3);
}

/* --------------------------------------------------------------------------
   Widget Results Providers
   -------------------------------------------------------------------------- */
.widget-results-providers {
  display: flex;
  gap: var(--space-1);
  justify-content: center;
  margin-top: var(--space-2);
  flex-wrap: wrap;
}

/* --------------------------------------------------------------------------
   Above-Fold Quote CTA
   -------------------------------------------------------------------------- */
.above-fold-cta {
  background: linear-gradient(135deg, var(--color-primary-dark, #003366) 0%, var(--color-primary, #0052CC) 100%);
  color: #fff;
  padding: var(--space-3) var(--space-4);
  border-radius: var(--radius-lg, 12px);
  margin: var(--space-3) 0;
}

.above-fold-cta-inner {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
  align-items: center;
  text-align: center;
}

@media (min-width: 768px) {
  .above-fold-cta-inner {
    flex-direction: row;
    text-align: left;
  }

  .above-fold-cta-text {
    flex: 1;
  }
}

.above-fold-cta-text strong {
  display: block;
  font-size: 1.2rem;
  margin-bottom: 0.25rem;
}

.above-fold-cta-text span {
  opacity: 0.9;
  font-size: 0.95rem;
}

.above-fold-cta-actions {
  display: flex;
  gap: var(--space-2);
  flex-wrap: wrap;
  justify-content: center;
}

/* --------------------------------------------------------------------------
   Mid-Content Financing CTA
   -------------------------------------------------------------------------- */
.mid-content-cta {
  margin: var(--space-4) 0;
  padding: var(--space-3) var(--space-4);
  background: var(--color-bg-accent, #f0f7ff);
  border-left: 4px solid var(--color-primary, #0052CC);
  border-radius: var(--radius-md, 8px);
}

.mid-content-cta h3 {
  margin: 0 0 var(--space-1);
  color: var(--color-primary-dark, #003366);
}

.mid-content-cta p {
  margin: 0 0 var(--space-2);
}

.mid-content-cta-actions {
  display: flex;
  gap: var(--space-2);
  flex-wrap: wrap;
}

/* --------------------------------------------------------------------------
   Sidebar Affiliate Widget
   -------------------------------------------------------------------------- */
.sidebar-affiliate-widget {
  background: var(--color-bg-card, #fff);
  border: 1px solid var(--color-border, #e0e0e0);
  border-radius: var(--radius-md, 8px);
  margin: var(--space-3) auto;
  max-width: 420px;
  overflow: hidden;
}

.sidebar-widget-header {
  background: var(--color-primary, #0052CC);
  color: #fff;
  padding: var(--space-2) var(--space-3);
  font-size: 0.95rem;
}

.sidebar-widget-list {
  display: flex;
  flex-direction: column;
}

.sidebar-widget-item {
  display: flex;
  flex-direction: column;
  padding: var(--space-2) var(--space-3);
  border-bottom: 1px solid var(--color-border, #e0e0e0);
  text-decoration: none;
  color: inherit;
  transition: background 0.2s;
}

.sidebar-widget-item:hover {
  background: var(--color-bg-accent, #f0f7ff);
}

.sidebar-widget-item:last-child {
  border-bottom: none;
}

.sidebar-widget-name {
  font-weight: 600;
  color: var(--color-text, #1a1a1a);
}

.sidebar-widget-detail {
  font-size: 0.85rem;
  color: var(--color-text-muted, #666);
}

.sidebar-widget-action {
  color: var(--color-primary, #0052CC);
  font-weight: 500;
  font-size: 0.9rem;
  margin-top: 0.25rem;
}

/* --------------------------------------------------------------------------
   Calculator Result Monetization
   -------------------------------------------------------------------------- */
.calculator-monetization {
  margin: var(--space-4) 0;
  padding: var(--space-3) var(--space-4);
  background: linear-gradient(135deg, #f8fffe 0%, #f0f7ff 100%);
  border-radius: var(--radius-md, 8px);
  border: 1px solid var(--color-border, #e0e0e0);
  text-align: center;
}

.calculator-monetization h3 {
  margin: 0 0 var(--space-1);
}

.calculator-monetization-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-2);
  margin: var(--space-3) 0;
}

@media (min-width: 768px) {
  .calculator-monetization-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.calc-monetize-card {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  padding: var(--space-3);
  border: 1px solid var(--color-border, #e0e0e0);
  border-radius: var(--radius-md, 8px);
  text-decoration: none;
  color: inherit;
  background: #fff;
  transition: box-shadow 0.2s;
  align-items: center;
  text-align: center;
}

.calc-monetize-card:hover {
  box-shadow: 0 4px 12px rgba(0,0,0,0.1);
}

.calc-monetize-featured {
  border-color: var(--color-primary, #0052CC);
  position: relative;
}

.calc-monetize-badge {
  background: var(--color-primary, #0052CC);
  color: #fff;
  font-size: 0.75rem;
  padding: 0.15rem 0.5rem;
  border-radius: 4px;
  font-weight: 600;
}

/* --------------------------------------------------------------------------
   Author Bio Block (E-E-A-T)
   -------------------------------------------------------------------------- */
.author-bio-block {
  margin: var(--space-4) 0;
  padding: var(--space-3) var(--space-4);
  background: var(--color-bg-card, #fff);
  border: 1px solid var(--color-border, #e0e0e0);
  border-radius: var(--radius-md, 8px);
}

.author-bio-inner {
  display: flex;
  gap: var(--space-3);
  align-items: flex-start;
}

.author-bio-name {
  margin: 0 0 0.25rem;
  font-size: 1.1rem;
}

.author-bio-title {
  margin: 0 0 var(--space-1);
  color: var(--color-primary, #0052CC);
  font-weight: 500;
}

.author-bio-desc {
  margin: 0 0 var(--space-2);
  font-size: 0.9rem;
  color: var(--color-text-muted, #666);
}

.author-bio-credentials {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-1);
}

.author-credential {
  font-size: 0.8rem;
  padding: 0.2rem 0.5rem;
  background: var(--color-bg-accent, #f0f7ff);
  border-radius: 4px;
  color: var(--color-text-muted, #666);
}

.author-credential a {
  color: var(--color-primary, #0052CC);
  text-decoration: none;
}

/* --------------------------------------------------------------------------
   Comparison Affiliate Table
   -------------------------------------------------------------------------- */
.comparison-affiliate-table {
  margin: var(--space-4) 0;
}

.comparison-affiliate-table h3 {
  margin-bottom: var(--space-2);
}

/* --------------------------------------------------------------------------
   TOC Navigation (Pillar Pages)
   -------------------------------------------------------------------------- */
.toc-nav {
  background: var(--color-bg-card, #fff);
  border: 1px solid var(--color-border, #e0e0e0);
  border-radius: var(--radius-md, 8px);
  padding: var(--space-3);
  margin: var(--space-3) 0;
}

.toc-nav h3 {
  margin: 0 0 var(--space-2);
}

.toc-nav ol {
  padding-left: 1.5rem;
  margin: 0;
}

.toc-nav li {
  margin-bottom: 0.5rem;
}

.toc-nav a {
  color: var(--color-primary, #0052CC);
  text-decoration: none;
}

.toc-nav a:hover {
  text-decoration: underline;
}

/* --------------------------------------------------------------------------
   Pillar Page Sections
   -------------------------------------------------------------------------- */
.pillar-section {
  margin-bottom: var(--space-4);
  padding-bottom: var(--space-3);
  border-bottom: 1px solid var(--color-border, #e0e0e0);
}

.pillar-section:last-child {
  border-bottom: none;
}